Introducing USDC

Earn 3.50% rewards by simply holding USDC on Coinbase

USDC is a trusted stablecoin that is designed to be pegged and redeemable 1:1 for US dollars.

USDC is transforming finance

USDC is part of a global ecosystem that spans traditional and crypto commerce. Created by Circle, a regulated fintech, USDC is a trusted, widely accepted, and highly liquid digital dollar. It’s crypto that is held to a higher standard.

3.50%

COINBASE REWARD RATE

$78.01B

CIRCULATING SUPPLY

$12.98B

24HR TRADING VOLUME

190+

NUMBER OF COUNTRIES SUPPORTING

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What is USDC?

USDC is a type of cryptocurrency that is referred to as a fiat-backed stablecoin, meaning it is backed by reserve assets in the traditional financial system, such as cash, cash equivalents, or securities. In the case of USDC, it is designed to be pegged to the US dollar and redeemable 1:1 for US dollars.

USDC has stable value during times of volatility

USDC is designed to be pegged to the US dollar and redeemable on a 1:1 basis.

USDC is fully backed by reserve assets

Each USDC is back by one dollar or asset with equivalent fair value, which is held in accounts with US regulated financial institutions.

Earn 3.50% rewards on USDC

Put your assets to work simply by holding USDC and grow your balance in a low-risk way, starting with as little as $1.

USDC runs on multiple blockchains

USDC is available natively on 8 blockchains: Ethereum, Solana, Avalanche, TRON, Algorand, Stellar, Flow, and Hedera.

Use USDC for faster global transactions

USDC is a cheap and secure way to move money globally from your crypto wallet to other exchanges, businesses, and people.

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How to get USDC and earn rewards

You can buy USDC on Coinbase’s centralized exchange. It’s quick, secure, and easy. Here’s a quick guide or check out our Help Center step by step videos.

For more detailed instructions, see our How to Buy guide on USDC.

Create or sign in to your Coinbase account.

Convert USDC at a ratio of $1 USD for $1 USDC, with no fees or lock ups.

Terms Apply.

Earn USDC by simply holding USDC on Coinbase.

USDC unlocks the benefits of the cryptoeconomy

Consumers

USDC is the primary token that powers your everyday finances in web3 and streamlines access the world of decentralized finance: earn rewards, trade for more tokens, and make cheaper, faster payments.

Businesses

Participate in global crypto markets, price assets in a common currency, settle almost instantaneously, and retain assets on-chain with less exposure to volatility.

Developers

Build for the USDC standard with the dollar for the digital age. USDC can easily be integrated into your app or dapp for more liquidity and interoperability.

Frequently asked questions

How do I know USDC will hold its value?

Known as a fiat-backed stablecoin, USDC is backed by high-quality reserves and with transparent, monthly attestation's. Every USDC is 100% backed by cash and short-dated U.S. Treasuries held in regulated U.S. financial institutions. Learn more here.

Why is a digital dollar beneficial?

USDC is a digital dollar that transcends banking hours and global borders. Converting fiat to crypto can take days and incur fees, whereas holding USDC gives you the flexibility to move instantly in a cost-effective manner. This enables you to move quickly if the market shifts, providing an easier access to DeFI. It can also be used as a faster and cheaper way to transfer funds, completing transfers in under 1 hour as opposed to several days.

What does it mean to be a programmable dollar?

Being programmable unlocks a whole new world of applications and businesses: developers can create accounts to store money with one line of code; lending that is faster, cheaper, and more transparent; faster and cheaper payments, including payroll; global crowdfunding; transparent and stable donations to charity.

Why did Coinbase participate in building USDC?

Our mission is to build an open financial system for the world. As part of this mission, we want everyone to enjoy the stability of the world’s fiat currency, the US dollar. USDC allows unbanked and under-banked individuals in any country to hold a US dollar–backed asset with nothing more than a mobile phone.

Are USDC divisible to the cent like a dollar?

Yes, you can hold as little as 0.000001 worth of USDC.

Is USDC an Ethereum token?

USDC lives natively on 10 blockchains: Ethereum, Solana, Avalanche, TRON, Algorand, Stellar, Flow, Hedera, Base, and Optimism – with more native integrations expected this year and beyond. USDC has also been bridged to Polygon, Fantom, NEAR, Arbitrum, the Cosmos ecosystem, and many more emerging blockchains.

Can I stake USDC? How does USDC staking work?

You cannot stake USDC, but customers in certain regions may be eligible to earn rewards on USDC. You can learn more about USDC rewards here, and more about staking other assets here.

How do I know if I’m eligible to earn rewards for USDC on Coinbase?

To learn more visit our support FAQ.

USDC Rewards

3.50% APY*

*Availability subject to location

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Learn more about USDC

What is a stablecoin?

USDC is a stablecoin designed to be pegged to the US dollar and redeemable on a 1:1 basis for US dollars, backed by dollar denominated assets held in segregated accounts with US regulated financial institutions.

How to earn crypto rewards

As the cryptoeconomy grows and evolves, there are more ways than ever to earn rewards for holding crypto, learning about crypto, or interacting with decentralized finance (or DeFi) apps. Most of these opportunities are available right inside the main Coinbase app or website, while the last one requires the use of a wallet with a DeFi browser built in, like Coinbase Wallet . We’ll walk you through the basics of some of the best ways to grow your crypto via rewards right now.

What is cryptocurrency?

Bitcoin, Ethereum, and other crypto are revolutionizing how we invest, bank, and use money. Read this beginner’s guide to learn more.

What is a blockchain?

Cryptocurrencies like Bitcoin and Ethereum are powered by a technology called the blockchain. At its most basic, a blockchain is a list of transactions that anyone can view and verify. The Bitcoin blockchain, for example, contains a record of every time someone sent or received bitcoin. Cryptocurrencies and the blockchain technology that powers them make it possible to transfer value online without the need for a middleman like a bank or credit card company.

Coinbase does not intend for the reward-bearing products described herein to constitute a securities offering, and purchasing these products is not the same as investing in a securities offering.

¹ The rewards rate is subject to change and can vary by region. Customers will be able to see the latest applicable rates directly within their accounts.

² Upon purchase of USDC, you will be automatically opted in to rewards. If you’d like to opt out or learn more about rewards, you can click here. The rewards rate is subject to change and may vary by region. Please check the latest list of eligible regions here. Customers will be able to see the latest applicable rates directly within their accounts.